-No minimum balance. 

-Check safekeeping is required on this account.  With check safekeeping,  

  First National Bank will hold, or safekeep, your checks for the required time  

  period. 

-Nonsufficient funds (NSF) fee - $25.00 per item. 

-Overdraft fee  - $25.00 per item paid. 

 

If you use an Automated Teller Machine (ATM) not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).