-No minimum balance. 

-A maintenance fee of $4.00* is charged for each monthly statement  

   cycle. 

-A per debit fee of $.10* is charged for each debit transaction. 

-You will earn a credit of $.10 for each $100.00 of average daily balance in  

   your account during the statement cycle.  The average daily balance is   

   calculated by adding the principal in the account for each day of the  

   period and dividing that figure by the number of days in the period.  This  

   earnings credit will be applied to reduce the fees on your account;  

   however, no earnings above service charge will be credited back to the  

   account above your monthly service charge fees. 

-Nonsufficient funds (NSF) fee - $20.00 per item. 

-Overdraft fee - $20.00 per item paid. 

-SHAZAMChek debit card transaction fee - $.10* per debit. 

 

*This fee is subject to applicable state and local taxes. 

 

If you use an Automated Teller Machine (ATM) that is not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).