- No minimum balance.
- Check safekeeping is required on this account. With check safekeeping, FNB Bank will hold, or safekeep, your checks for the required time period.
- Nonsufficient funds (NSF) per item per presentment (each - Returned Item Fee) - $30.00 per item.
- Overdraft fee - $30.00 per item paid.
If you use an Automated Teller Machine (ATM) not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).