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  • No minimum balance.
  • Check safekeeping is required on this account. With check safekeeping, FNB Bank will hold, or safekeep, your checks for the required time period.
  • Nonsufficient funds (NSF) per item per presentment (each - Returned Item Fee) - $30.00 per item.
  • Overdraft fee - $30.00 per item paid.

If you use an Automated Teller Machine (ATM) not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).