Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
Skip Navigation
This account is for our customers age 50 and older.

  • Your interest rate and annual percentage yield may change monthly at our discretion.
  • We use the daily balance method to calculate the interest on your account. Interest will be compounded every day. Interest will be credited to your account every month.
  • The minimum balance to obtain the annual percentage yield is $2,500.00 each day of the statement cycle. 
  • A service charge of $25.00* will be imposed every statement cycle if any day during the cycle the balance in the account falls below $2,500.00.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items.
  • Nonsufficient funds (NSF) item (each) - Returned Item Fee - $25.00 per item.
  • Overdraft fee $25.00 per item paid.
  • First Fifty Club style personalized checks are provided free of charge.
  • First Fifty Club activities, including social events, trips, seminars, and a monthly newsletter.


*This fee is subject to applicable state and local taxes.

If you use an Automated Teller Machine (ATM) that is not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).