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This account is for our customers age 50 and older.
  • Your interest rate and annual percentage yield may change monthly at our discretion.
  • We use the daily balance method to calculate the interest on your account. Interest will be compounded every day. Interest will be credited to your account every month.
  • The minimum balance to obtain the annual percentage yield is $2,500.00 each day of the statement cycle. 
  • A service charge of $25.00* will be imposed every statement cycle if any day during the cycle the balance in the account falls below $2,500.00.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items.
  • First Fifty account wallet style personalized checks are provided free of charge. Fee for other checks depends on style of check ordered.
  • First Fifty account activities, including social events, trips, seminars, and a monthly newsletter.

*This fee is subject to applicable state and local taxes.

If you use an Automated Teller Machine (ATM) that is not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).