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  • Your interest rate and annual percentage yield may change at our discretion every quarter.
  • We use the daily balance method to calculate the interest on your account. Interest will be compounded every day and credited to your account every quarter.
  • Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items.
  • You must deposit $250.00 to open a traditional IRA. You must deposit $500.00 to open a ROTH or EDUCATION IRA.
  • A rollover or transfer fee of $100.00 will be charged if any funds are rolled or transferred out of this account to another institution.